The content and services made available by Viotus, including but not limited to its website, mobile and desktop applications, analytical tools, calculators, valuation models, simulations, publications, newsletters, educational materials, and any related digital products or services (collectively, the “Platform”), are provided strictly for general informational and educational purposes only. Nothing contained on or provided through the Platform shall be construed as financial advice, investment advice, legal advice, tax advice, or any other form of professional advice, nor should any content be relied upon as a basis for making financial, investment, or economic decisions.
Viotus does not provide personalized or general investment recommendations and does not recommend, endorse, promote, solicit, or advise the purchase, sale, holding, or suitability of any security, financial instrument, asset, investment product, or investment strategy. Any references to companies, securities, markets, valuation methodologies, financial frameworks, economic indicators, or analytical concepts are presented solely for illustrative and educational purposes and do not constitute a recommendation, solicitation, or opinion of any kind.
The use of the Platform does not create any advisory, fiduciary, client, partnership, agency, or professional relationship between Viotus and any user. Viotus is not a registered investment advisor, broker-dealer, financial planner, fund manager, or regulated financial institution, and does not act in any capacity requiring regulatory authorization. Users expressly acknowledge and agree that Viotus has no duty of care, suitability, or fiduciary obligation toward them and that they remain solely responsible for their own financial decisions and outcomes.
All information provided by Viotus is offered “as is” and “as available”, without any representation or warranty, express or implied, regarding its accuracy, completeness, reliability, applicability, or timeliness. Financial markets, regulations, and economic conditions are subject to frequent change, and information may become outdated, incomplete, or inaccurate without notice. Viotus expressly disclaims any obligation to update, revise, or correct any content and assumes no responsibility for errors, omissions, or inaccuracies.
All investments involve risk, including the potential loss of some or all invested capital. Past performance, hypothetical scenarios, projections, simulations, or illustrative examples are not indicative of future results and do not guarantee any outcome. Users acknowledge that financial models and projections are inherently uncertain, rely on assumptions that may not materialize, and may differ materially from real-world results.
Any calculators, valuation tools, analytical models, simulations, or methodologies provided through the Platform are simplified and theoretical in nature. They rely on user-provided data and assumptions, do not account for all relevant variables, and are not intended to produce precise, predictive, or exhaustive results. Outputs generated by such tools are illustrative only and must not be interpreted as forecasts, guarantees, or actionable investment conclusions.
To the maximum extent permitted by applicable law, Viotus expressly disclaims any and all liability for any losses or damages of any kind, whether direct, indirect, incidental, consequential, special, exemplary, or punitive, arising from or related to the access to, use of, inability to use, or reliance upon any content, tools, or services provided through the Platform. This includes, without limitation, loss of capital, loss of profits, loss of opportunity, business interruption, or any other financial or economic loss, even if Viotus has been advised of the possibility of such damages.
The Platform may include references or links to third-party websites, content, or services for informational purposes only. Viotus does not control, endorse, verify, or assume responsibility for the accuracy, reliability, legality, or practices of any third-party content or providers, and access to such third-party resources is undertaken entirely at the user’s own risk.
Viotus does not represent that the Platform or its content is appropriate, lawful, or compliant in all jurisdictions. Users are solely responsible for ensuring compliance with all applicable local, national, and international laws, regulations, and restrictions relevant to their access to and use of the Platform.
By accessing or using the Platform, users acknowledge that they have read, understood, and agreed to this Disclaimer in its entirety. If a user does not agree with any part of this Disclaimer, they must refrain from accessing or using Viotus and its associated products and services.